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This is a comment from a reader on my post Dollar and Cents - I’m Broke:

What you should be listing is all of your bills. From cable to hair, then decide what you really can do WITHOUT. Why try to do a million writings with barely anytime for yourself when you can just cut your bills in half?

Here’s the thing, the $1750 is bare bones. Here are my bills:

Rent - $655
Utilities - $150
Food - $150
Mom - $200
Credit Card - $20
Cell Phone - $65
Entertainment - $50
Total - $1385

Notice I don’t have “hair” or “transportation” on the bills list. The reason I don’t is because all of that is supposed to come out of the $50 listed for entertainment. I don’t drive so gas is not an issue for me. My haircuts cost $15 and I stretch them to 2.5 - 3 weeks so I can save some money. And mind you $150 for food includes toiletries as well.

Also I have taxes I have to pay quarterly because I’m a freelancer. When I add in taxes the total I need to make it each month rises to $1750. My current gig pays $10 - $15 an article. I was working on a bid for the company I work for which would have payed really well but they ended up not getting the contract.

So there you have it. My financial life in a nutshell. Now if anyone sees anyway I can cut out the fat feel free to comment.